Eligibility Criteria
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Pension Schemes and Eligibility Criteria
📋 Social Security Pension Schemes
The Government of Kerala implements various welfare pension schemes to provide financial assistance and social security to eligible beneficiaries. Applicants who satisfy the eligibility criteria prescribed for each scheme can apply through the concerned Local Self Government Institution.
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Indira Gandhi National Old Age Pension
Major Eligibility Criteria
- The applicant must have completed 60 years of age.
- The applicant must be a permanent resident of Kerala and satisfy the applicable residential period requirements.
- The annual family income must not exceed ₹1,00,000.
- The applicant must belong to an economically weaker section.
- The applicant must not be an income tax payer.
- Existing restrictions relating to government service pension, family pension and similar benefits must be satisfied.
- Government criteria relating to land, vehicles, residential buildings and other pension benefits must also be satisfied.
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Indira Gandhi National Widow Pension
Major Eligibility Criteria
- The applicant must be a widow. Women whose husbands have been missing for more than seven years or who have been abandoned for more than seven years may also be considered under the applicable rules.
- The applicant must not have remarried.
- The annual family income must not exceed ₹1,00,000.
- The applicant must satisfy the applicable residence requirements, including at least two years of continuous residence in Kerala.
- Applicable conditions relating to income tax, service pension/family pension, land, vehicles, buildings and other pension benefits must be satisfied.
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Indira Gandhi National Disability Pension
Major Eligibility Criteria
- An approved medical certificate proving physical or mental disability, or an identity card issued by the Social Security Mission, must be submitted.
- Generally, there is no specified minimum age limit for this scheme.
- The annual family income must not exceed ₹1,00,000.
- Applicable conditions relating to income tax, service pension/family pension, land, vehicles, buildings and other pensions must be satisfied.
- Eligibility will be determined after examining applicable special exemptions and restrictions on the number of pensions for applicants or beneficiaries receiving other social security pensions.
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Agricultural Labour Pension
Major Eligibility Criteria
- The applicant must have completed 60 years of age.
- The applicant must have worked as an agricultural labourer under a landowner for at least 10 years.
- The applicant must satisfy the membership requirements of the Kerala Agricultural Workers Welfare Fund Board.
- The applicant must have been a continuous resident of Kerala for at least 10 years.
- The annual family income must not exceed ₹1,00,000.
- Employment-related conditions, including the exclusion applicable to plantation workers, must be satisfied.
- Existing conditions relating to income tax, service pension/family pension, land, vehicles, buildings and other pension benefits are applicable.
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Pension for Unmarried Women Above 50 Years
Major Eligibility Criteria
- The applicant must have completed 50 years of age.
- The applicant must be unmarried. Unmarried mothers may also be considered eligible in accordance with the applicable rules.
- The applicant must be a permanent resident of Kerala.
- The annual family income must not exceed ₹1,00,000.
- Applicable conditions relating to income tax, service pension/family pension, land, vehicles, buildings and other pensions must be satisfied.
📌 General Guidelines to Be Noted
- The application must be submitted to the Local Self Government Institution where the applicant is a permanent resident.
- Documents such as an income certificate, age proof, Aadhaar card, ration card, bank passbook and proof of residence must be submitted as required. Additional documents may also be requested depending on the scheme.
- An approved document proving disability is mandatory for disability pension applications.
- Restrictions and exemptions relating to receiving more than one pension at the same time will be governed by the applicable government orders.
- Submission of an application alone does not guarantee approval of the pension. A decision will be taken only after verification of documents and eligibility.
- The current pension amount, detailed eligibility criteria and required documents should be checked on the official portal.
🌐 Official Information
⚠️ Please Note: The eligibility criteria provided above are for general information purposes. Conditions may change according to government orders, prevailing rules and official verification. Before applying, confirm the latest information through the official portal or the concerned Panchayat Office.
